Smarika Paudel

Banking analytics

I build tools that help bank leaders see performance, peers and risk clearly.

My featured project, Call Report Atlas, turns quarterly regulatory filings into briefings that answer what changed, why it changed, how a bank compares with its peers, and what deserves attention next.

Open Call Report AtlasAbout me

Featured work

Call Report Atlas

Quarterly intelligence from FFIEC 031 and FFIEC 002 filings

Every U.S. bank filing the FFIEC 031 and every U.S. branch and agency of a foreign bank, explained from public data: performance, peer comparison, early-warning signals and forward-looking scenarios.

  • Every figure explainedThe definition, the calculation with the bank’s own numbers, what drove the change, and the FFIEC source fields behind it.
  • Peers that make senseCompare by business model, asset size, geography or a custom list, with medians and quartiles.
  • Built for decisionsSignals, rate scenarios, capital headroom and the levers that would reach top-quartile returns.
Open Call Report Atlas

About

I work in banking and build data products that make public regulatory filings useful to the people who run banks.

Call Report Atlas is the first of them: a free, public site that reads every quarterly filing, compares each institution with its peers, and explains every figure down to the line items behind it.